Traditional Indian Trend of Gold Jewelry
The love for gold among Indian women is no secret, as it is a traditional trend observed across regions and occasions, influencing social status. Whether it is a necklace for oneself or a gift for a loved one, gold jewelry holds a special place in Indian culture. However, the purchase of gold jewelry is not just a fashion statement but also a symbol of financial status, sparking debates on its ethical implications.
Considerations for Physical Gold Investment
According to industry experts, physical gold jewelry does not generate income and involves additional costs like retail mark-ups, making charges, and storage fees that impact final returns. Additionally, GST is applicable on gold purchases, and selling gold jewelry may not yield the expected returns due to depreciation. Unlike mutual funds or fixed deposits, physical gold does not generate income, making it a traditional investment option with limited diversification.
Diversifying Investment with Digital Gold Options
In contrast to physical gold, digital gold options like Gold ETFs and mutual funds provide a diversified approach to gold investment, enhancing portfolio balance. Experts suggest limiting risk to 5-10% of a balanced portfolio when investing in gold, emphasizing the importance of a well-rounded investment strategy. Considering the various costs associated with physical gold, digital gold options offer a more flexible and efficient way to invest in gold for better financial outcomes.
इंडस्ट्री एक्सपर्ट के अनुसार सोने में निवेश के विकल्प पर अनुसंधान करने पर पता चलता है कि फिजिकल सोना खरीदने पर कई खर्चे होते हैं जो आपके रिटर्न को प्रभावित कर सकते हैं। गोल्ड ईटीएफ और म्यूचुअल फंड जैसे डिजिटल सोने में निवेश करने की सलाह दी जा रही है जो संतुलित पोर्टफोलियो के लिए अच्छा है। इसके अलावा, जौहरी आभूषणों को नकद में खरीदने के लिए तैयार नहीं होते बल्कि नए आभूषणों के बदले में ही खरीद सकते हैं।
