Jandhan Bank Account
If you also have Jan Dhan i.e zero balance bank account then this news is for you. Because on the basis of these Jan Dhan bank accounts, Prime Minister Narendra Modi claims in many events that after our government came, crores of people have understood what a bank account is. But a very senior person commenting on the issue could start a debate on whether the issue remains only a political marketing issue for Prime Minister Narendra Modi.
Jandhan accounts are not used much for transactions
Solving this problem is important, as other countries can follow suit, Nilekani said. In fact, in the past few years, due to the continuous campaign by the government and banks, a large part of the population of the country has opened bank accounts. But these bank accounts are not used much by people for transactions due to the problem of minimum balance.
Banks charge transaction fees
While addressing the Global SME Finance Forum, Nilekani further said that despite having money deposited in many bank accounts, people do not transact. The reason for this is the transaction fees levied by the banks. In many places, it is seen that the operation of these basic bank accounts is not economically viable. There are various charges levied on these accounts. In this way the people of the country have stopped using this account.
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